Sunday, October 30, 2011

Understanding Insurance for Jewelry analysis

Understanding Insurance for Jewelry analysis

 Customers have an estimate or evaluation process for their jewels lost, stolen or damaged. They asked that the assessment can be done without the accessories, or if it can be done based on their memories of what used to look like. Unfortunately, the insurance company does not accept this form of assessment or evaluation of this and certainly not after the fact. In my next article I will explain what to do in order to evaluate properly and get insurance for jewelry.Evaluation of reliability.Insurance policies require that the jewelry is based on a formal and robust assessment made by the famous diamond. Gems that have been studied or been trained by the Gemological Institute of America (GIA) will be evaluated as the most acceptable. Trained by GIA ensures that the analysis indicates the care and evaluation of the accuracy of the value of jewelry, most insurance companies do not require you to have your jewelry appraisal by a GIA graduate, however, and often 'better to have one made from someone who has these rights.Natural pearl ring.Your evaluation should include information on the content of precious metals and carat weight and color purity. Diamonds and gems should be explained in terms of shape, carat weight, color, clarity and cut quality. If a diamond has been certified by the laboratory, then you should order a copy of a certified appraiser and ask them to list this information in the evaluation. If possible, a photograph and attach photos of the expert to assess when it is sent to the insurance company usually keep a copy in a safe or a fireproof safe.Jewelry should be reassessed over time of 7-10 years to determine the value of the items are appreciated. Jewelry is a commodity and like all products that can be changed in value. In recent years, the value of diamonds, some of which have doubled in price is due to the lack of market demand for the shape and size. This loss after receiving the appropriate value without. revaluations. Involves gaps in coverage jewels when trying to replace the item.Choosing the right insurance coverage for jewelry.Consumers, the 'biggest mistake is assuming that their insurance will cover homeowners in case of loss. This could be further from the truth. Home insurance generally allows only $ 1,500 - $ 5,000 for an item that is personal and is deductible from $ 500 - $ 1500, along with the fact that some homeowners insurance policies' do not allow. The loss of damage or loss of a diamond from the setting.The best way to get insurance policies, jewelry is an article written by your personal agent. This policy should include loss of a list of stolen property from damage and loss of precious stones and diamond. Ask your insurance agent to talk politics with no deductible and are covered above. The going rate for insurance for jewelry is $ 1.50 - $ 1.85 per cent, and if you say it could be more than your money. In the calculation of the annual premium is multiplied by the estimated value of the jewelry and then divide by 100, for example (the price of $ 10,000 X $ 1.50 = $ 15,000 = $ 100 150 per year).Tahitian Pearl and Diamond Pendant.Insurance agents, some locals are not familiar with insurance policies, jewelry, and you may feel like you can not get help for a couple of insurance companies, jewelry and superior service, and if your agent fails to give a significant contribution. Right, I suggest you give them a call. The two I like best is that the Chubb Insurance and gems as these companies have expertise in privacy, and generally have the lowest rates with the best coverage. You can visit. http://www.andrewsjewelers.com/ and you can get more information about these companies.Insurance Jewelry is one of the things you need to think about until you really need. I would say that the insurance policies, jewelry that makes a lot of sense. Let's say you have $ 5,000 worth of wedding dress you wear every day. How often walking around with $ 5000 in cash in his pocket. Almost never, right? Some cases, it is around the equivalent jewels all the time. If you have valuable jewelry that you wear on a daily basis, then you will definitely increase your chances of being lost, unfortunately. Jewelry worth $ 5,000 can cost up to $ 75 per year to insure. It's worth every penny to offer peace of mind to wear with pride and do not worry

Monday, October 24, 2011

Investment in Indonesia.

Investment in Indonesia.Indonesia market.- Major buyers. Even though the average income per capita in Indonesia is relatively low. But there are people who are middle to high income level of about 10-15 percent of the total population or about 20-30 million people, which is not less.- The product popular. People with middle and higher income. The popularity of consumer goods from abroad. For Thailand, it is a product with good image quality, especially in the Thai fruit. The most popular is the durian Monthong down on sugar, rice and other fruits such as apple, ruby ​​(6 balls / kg), papaya, longan, mango, custard apple Ekiiweswi (big) as well as the Thai motorcycle. The popularity of motorcycles imported from Indonesia and China. The price of Thai, Chinese and 2-fold higher than in Indonesia, however, the import of Thai motorcycle parts to be assembled into a better bike.- The current stock market products in Indonesia. Both imports and domestic production in the form of a beautiful and modern packaging for food products. The Indonesian Food and Drug Administration has determined that the package label the nutritional components of this product. The production and expiry dates. While the food is Halal. Is one important factor in consumer buying a strict Muslim, the people of Indonesia to spicy foods. There are a lot of spices. Muslims not to eat seafood. Because animal blood. Seafood is sold only in the Indonesian-Chinese. And foreign business.- Price comparison, consumer prices in Indonesia. Most expensive than Thailand. Especially of consumer goods and food. Transportation costs resulting from the inadequacy of infrastructure. The cost of living is relatively high.2.3 Investment in Indonesia.Since Indonesia is an archipelago country with a variety of resources. Nature and geography. The local products are appropriate for different types as follows.1) industry. Most of the island of Java and Sumatra in the industry include cement, food processing, textiles, automobile assembly plants, electrical appliances and electronics. Machinery, leather, etc..2) The agricultural production in Sumatra and Java, such as coffee, cocoa, rubber.3) fishing and fishing throughout the country. Because the coastline is very long.4) Mines.
     
- Coal in Kalimantan, Sumatra and Java islands shifts.
     
- Copper, Sumatra and Papua.
     
- Nickel island of Sulawesi, a group of things.
     
- Tin Sumatra, Java, Flores.5) There are a lot of gas fairly raw population in Sumatra, Java, Flores, Timor Black box it came in was in Papua New Guinea.6) petroleum. Sumatra, Java, Sumbawa and Flores in West Timor, I list it in Sulawesi and Papua.7) Forest Industry. Mostly on the island of Sumatra and Java from my group in Alberta Kung West Sumba, Timor and Papua.2.3.1 The foreign investment in Indonesia.During the first 8 months of 2550 foreign investment in Indonesia amounted to 1320 the total investment of U.S. $ 31.3 billion. Increase from the year before. If you have a large project at a cost of higher U.S. alone. Invest in new projects up to 13 billion U.S. dollars. And become investors. However, Indonesia's largest bank by examining the limit (s) in Jakarta said there was no real investment.
              
Business investment has increased, which include chemicals, but even with only 29 projects worth up to U.S. $ 13.8 billion also includes paper, telecommunications and utilities. The areas of most investment projects, trade and mining also includes hotels and restaurants. Electronics and textiles and invest the majority in the island of Sumatra. Especially the tapering down on the islands of Java and Sulawesi shift in Edmonton

Tuesday, October 18, 2011

China health insurance

China health insurance

There are countless well-known health insurance companies in China will offer all the same it seems. But there are important differences between Chinese medical insurance package as a fixed charge coverage to legal requirements, the definitions, limitations, waiting periods, discounts, affiliate hospitals ... the list is. at the end. Common misconception. Below are just some examples of common misconceptions about health insurance for Abacare steer you through the warren of what is covered by the policies and procedures. • Medical evacuation and repatriation. • cover the departure for China. • the currency used to pay insurance claims on your currency, you need to spend. • Health insurance, which means you are covered for any medical events, including heart attacks, traffic accidents, surgery, transplantation, pregnancy complications, vaccination, dental / optical treatment etc.. Types of insurance policies available. The only one early in their careers will require a lot of different people in the middle of a career with a young family.We will help you change your policy to change your situation. We can also help you to extend your policy to cover temporary, for example, parents visiting or traveling outside of China. The level of coverage. There are two main types of health insurance is available; Standard and comprehensive. The standards are in-patient and day patient treatment, emergency evacuation, medical and oncology homecare cover the full range of a bolt - on security level and may include treatment, outpatient, dental. Dental, optical filters and before / after birth, but these will vary from insurer to insurer and Abacare to go through the details with you. Pre-existing and chronic conditions. Insurance companies are different in the medical field, their definition of these terms and Abacare will take you through a few insurance companies will cover chronic diseases for a premium increase, while others will not. Chronic diseases include diabetes, arthritis, heart disease, cancer, respiratory diseases. Some chronic diseases can be caused by smoking and drinking heavily as a high-fat diet or a sedentary lifestyle, while others are hereditary. For pre-existing conditions they may impose moratorium - a period of time during which the claim is not made for this condition. You will also need to complete a comprehensive medical history, details of which will allow the insurer to decide whether to cover Abacare will help you with this. No cost to you. Abacare of service comes at a price that you are not. We do not charge our customers. But we are paid a fee set by the insurance company when you sign up for insurance policies in their medical Cost is the same for all health insurance companies so you can rest assured that we will get all the advice that we give you. The price of good health. An example of a conversation I recently said: "I have paid medical insurance for 4 people since moving to Beijing six years ago and never made the same claim. Just think of all the money I wasted. "If this man saw the average number of hospital and in China for something as common as appendicitis, which can strike one of us any. At any age, of course, he will see it. Small price to pay

Monday, October 17, 2011

insurance health care tips

insurance health care tips

health care. Japan guarantees health care to its citizens under the NHI (the national insurance, known locally as kokmin Kenko Hoken) Foreign nationals may participate in the NHI or their employers may be automatically registered them for. it The project is funded by contributions from employers, employees and the contributions of governments and covers most medical expenses, except for cosmetic procedures, including orthodontic treatment. Foreigners who opt for the NHI before and after the private health insurance coverage to choose to be admired by the Japanese authorities. It is best to decide if you want to join the NHI or remove private insurance before moving to the country. NHI has a pre-Yom 's comment is absolutely normal tax paid to local municipalities and are calculated based on the income of the previous year. Students and their dependents have been heavily discounted under the program. If you subscribe to the NHI, you need only fill in the form of government and hospital reimbursement. The advantages of insurance as a lot: the immunization of children under the table in the home country, keeping your personal and your medical records and access to better the English-speaking doctors, insurance companies will allow. You have a list of doctors and hospitals where you can find a cure. Hospital Japan has a network of facilities - hospitals, medical clinics, universities and large hospitals are often very crowded. For a few diseases that you may visit the public health clinic that provides free treatment to the Japanese people and foreigners. Public health clinics and treatment facilities. But their staff could not speak English. Both public and private hospitals and clinics treat patients based on a first come - First - provide non-emergency room at the hospital around 7:00 on these appointments will be issued by the machine; You just type in the appropriate department. In Japan, doctors see patients in the area, check the curtained care to patients in and out and other patients on the bench waiting nearby, although they can not see what's happening in check as they can. hear most of the discussion during the inspection. A doctor. Japanese doctors are well trained and efficient. Most of them understand and / or speak English, write English, but they are often better than their English-speaking. Many doctors of old, who can also speak German. Until the middle of the twentieth century, the medical charts of Japan was written in German and a system of medical education in the country remains dependent on the German system. Pharmacy Pharmacies are called "yakkyoku" in Japan. There are many pharmacies across the country. However, not all prescriptions are managed. Asked, "Shoshen?" (A) to help determine whether or not a prescription can be filled at the pharmacy. Prescription drugs from foreign countries can not fulfill in Japan. If you think the brand of your medicine at home can not be found in Japan, to supply with you or talk to your pharmacist will be replaced Japan. The rules for importing drugs, can be found with the Minister of Labour, and Welfare. Traditional herbal (Kampo) is popular in Japan and is often used to complement the modern treatment methods. Do not use any such treatment without consulting your doctor first. Emergency numbers Ambulance: 119. Japan Helpline: 0120 461 997 (24-hour emergency services, including English language telephone support for queries related to personal injury and small). In the case of an emergency. In an emergency, dial 119 for an ambulance. Most entrepreneurs understand English if spoken carefully. Ambulance services in the country at independence. However, one major problem of too much pressure on facilities in the event of an emergency on account of the density of the population. Due to this board · The most crowded emergency hospital, and this may be a situation where your nearest hospital. In this case, an ambulance driver just drove to the hospital until they can find a nearby emergency room. This is often a danger to patients who are already in need of emergency care that is. Health risk. Before moving to Japan to make sure that you get vaccinated for hepatitis A and B, typhoid, Japanese encephalitis, measles, mumps, diphtheria, rubella, whooping cough (pertussis), tetanus and polio. The most common fatal disease that has spread through insect bites, including the use of mosquito nets and insect repellent are recommended. The climate is hot and humid, and it may take some getting used to. If you do not use the weather is best to make sure you are hydrated, and avoid long hours in the sun

Thursday, October 13, 2011

The jewelry manufacturing

The jewelry manufacturing

Unit 1 of the best designers in the design. You should be aware that all this is that the design team, which is where the idea originated in their design. The drawing for the use and / or the accuracy of the scenario that the sides will complete this task. You learn different ways of sketching. And make notes on the designer's instructions to them. To achieve the best results.Unit 2 It's a prototype model is a prototype of the model. It may be a metal or Wax is a medium for creating prototypes. Depending on the style or shape of a piece of jewelry. One way is to use a metal can be considered as a goldsmith. These models are composed of sheet metal and wire. The shapes up as a separate device to do so together.The alternative model is made of Wax, which is to provide to the Wax casting has many different techniques and different to do with Wax. This approach thus offers a wide range of possibilities in design. The opportunity to use the ideas and imagination. This method is commonly increased in the casting process for the manufacture of Jewelry Gallery in large quantities (Mass Production), which is the method of choice for many designers and other people to do the master of Wax for Create it. I made the template may be used for any one or combination of both methods are optional.Wax is a prototype made for its reproduction. After casting the metal. It will be cleaned and prepared for a tire mold. (If the original made in the form of metal. I do not need to. Prototype will be delivered directly to the molded rubber).When your design has been completed successfully. It will be sent to our production line. These things happen the way you created it seems to be beyond your control is your understanding of the manufacturing jewelry. Is inserted in your way on the design. So you can communicate better about what you want. In order to get the results you expect a good fit is more than a sketch. But as a blueprint for a piece of jewelry.In the beginning. Remember that the scenario of you. Especially if the show will be a matter of Perspective "Interpretation" The two people may determine the size and proportions are very different way. Considered in every step of the manufacturing process. Therefore, it is necessary to provide you with enough knowledge to sketch out a piece of work that apply to it.Do not work alone. To go out and hear it in the form (Model Maker) to exchange ideas and explore what you really need.I talk to the technician, mechanic, sheep, Wax and technicians assemble, and it's a polished diamond. To find the answer to what to do. Anything to do with the way you have already created. And for that to be the best for the production that will not cause any problems.In the way you will visit each of the production of jewelry. This can help you to expand the understanding of the production process even more.Unit 3 is made of rubber molds. Rubber mold is made around the master. To create the rubber molding. Prototype will be placed in the well with rubber bands and placed in a special compressed rubber molding (Vulcanizer), a machine that uses heat and pressure to compress the rubber to flow around and across allWhen the mold to cool down. I use a knife to cut open the mold. Dividing the experts must be separated by cutting at the same time it is prepared to "lock" with a built-in, which makes the two parts fit together. When the master is separated from one another. It turns out the inside. The mold will be ready for prototyping Wax has hundreds of models.Wax Injection Unit 4 The next step is to produce a master model or Wax Copy of the workpiece, which is a replica of a real prototype was heated Wax is injected into the tire mold. Flow through a narrow space to fill in the blanks. Wax model is less than a minute to cool down and ready to be removed from the mold.Each model will be examined carefully for defects of the model such as the air in the cavity, WAX, which may occur during the making of a vacuum. This will result in damage to the casting. Not complete any part of the malformation of the sample is to make it in metal. Therefore, it must be detected at this stage. The weaknesses are not any. Wax from the cavity, which is the path that has caused damage in the process of casting as well. So make sure such a cavity.Wax, ask a technician to do to get to the point where it is also a good possibility that Wax can flow or it can not fill Wax. Reject the task, and often cause them to find a way to learn what to do better and find out why.More than one model can be cast at once. Multiple models can be classified into groups and taken to the base of the candle, or a model which may be attached to the candle, which is like a tree. Depending on the casting equipment. The purpose and function remains the same, is devoted to the preparation of Wax for casting.Model will be attached to the cavity, which is the angle of the track down. This will create a pathway of Wax melt can flow out easily. And the heat can flow into the metal during casting. Each model will be used with caution. Spacing and must not interfere with each other to pieces during the casting.Unit 5 Etpon socket and the socket. Plaster cast, gold is a material that can withstand high heat. A plaster-like material which is mixed with water. A vacuum to make the bubbles disappear. Then poured onto a plaster cast for Wax and solid gold. It is formed into its final print for the foundry.Bao is a cylinder made of steel. Or perhaps a better material is stainless steel. It will be placed in any location, and extent to the base. This model was made for support by Wax.Etpon in discrete steps of this The concrete will be poured into a socket carefully and not to interfere with each socket that Etpon Wax models down the chimney will be placed under a vacuum in which the vacuum is released from the vacuum pump. At this stage, the movement of holes or air bubbles trapped in the socket again.If air bubbles can not be removed. These air bubbles. Can cause damage when casting. Because of the hot metal is added to the cavity / gap model. The excess air surrounding the sample is filled with metal as well. This can lead to unwanted metal embossed with the model for the cast.Unit 6, after the burning process of the vacuum. The socket cement it. Will be taken out and put the socket into the kiln for firing. This burning process. Wax model will eliminate the internal cement out of socket by providing heat to the socket. Channels that are attached to each model as a channel for the outflow of Wax is melted out. At the same time. Is the channel for the molten metal into the cavity of the mold in the casting process when Wax melting furnace, the heat will continue with the next socket. Until the proper temperature for casting.Unit 7 casting machines for casting jewelry has two types of casting machines and casting machines, vacuum centrifuge. The cast crank is rotated to move the force to push the molten metal into a mold. Vacuum and vacuum casting machine uses gravity to attract the metal into the mold cavity.Each unit includes a mold. This is a small container filled with molten metal then. And can withstand high heat. It has a hole at one end of the pellet, which was packed in a metal mold with a light spray will be dissolved before addition to the soluble metals may be another way. The graphite crucible which was heated by electricity. The instrument can be controlled by temperature or high temperature. For more complex castings that are to be used with induction melting furnace of the high-frequency alternating electrical current to cause melting rapidly.Casting for the cast. Bao will be removed from the kiln and placed in a horizontal direction within the unit. The crucible is placed in alignment with the socket. I cast the molten metal in the crucible. And watch until the metal is melted and then I cast the state as it began, leaving the socket was moved by centrifugal machines. Driving force due to the centrifugal force pushes the metal into the mold cavity.For the vacuum casting machine. Bao will be removed from the kiln and placed in a mold with openings at the top. Metal will be melted in a crucible and then flows into the mold to open. At the same time Vacuum system up and running. This will pump the air out of the mold and molten metal is then sucked back into the mold cavity.8 units operating behind a casting process. After the casting process has been completed. Bao will be moved to the next. Loose plaster cast will be led by the golden light and put it in a bucket of cold water. I cast a plaster cast, which also moved firmly into the casting together with water and stiff brush or water pressure to normal levels.Pieces of the cast will be cut by a cutting tool (Sprue Cutter) to separate parts of the tree or its base (Sprue Base) and then cleaned with acid to remove the oxide or any material that is coated with cement. cast away.Finally, work is being monitored carefully. To see how each piece is added to fill or not. (To see all the area of ​​the ring as well as the skin between the corner and that there is complete), ie the metal is hardened by small holes, which can result in damage to the surface (called a pore).When I asked a technician to the problem of the pore. This will affect the style of the piece. And how this problem can be reduced to the pore is indicative of the small holes at the surface of the metal. These are the signs that indicate the casting to be destroyed. Porous surface can be lost in some of the season against a small hole, however, often find that these pores. Appears around the metal.The pore is the result of many causes. Sometimes be found on the steps of the production process (air bubbles, cracks in the plaster cast of gold, the presence of contamination on the pellets, metal, or metal melt cools too slowly while casting) and other causes were. In the process of forming parts. (Hollow of the candle is not appropriate, the design is to candle the complex, which can not be used in practice in the manufacturing process, or design, which is part of the space width of the ring is in contact with an area of ​​narrow, which impede the flow of metal).Unit 9, the cleaning and assembly. In those parts of the assembly.But head to Polishing wheel brush. Casting is still a bit incomplete filings may be modified by editing and polishing paper.Before the ring. Components must be polished before. The area of ​​contact with other parts which are tough on your body after assembled.Horizontal tanks are not used in the polishing surface is not complete. The rotation of the drum parts are polished to a smooth surface and a sleek metallic system. This will help reduce the time to scrub down-tuned by hand.This piece of jewelry is ready to enter the assembly process. The technician will need to use abrasive wheels, stone grinding, welding equipment, and tools designed to produce different types of jewelry